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住房贷款优惠
申请住房贷款，有以下优惠：
- 现金返还1%，至多$20,000元；
- 适用年利率5.99% (首次购房者年利率5.35%）；
- 赠送$100,000 – $300,000不等的两年期人寿保险。
贷款条件如下：
- 贷款金额$250,000元以上；
- 首付款比例20%以上，或者Kāinga Ora First home loans最低存款为5%；
- 有效期间：2024年10月8日 – 2024年12月31日；
- 条件限制。
By choosing a new home loan now, you will get support with the following:
- A competitive rate 5.99% pa （5.35% pa for first home buyers),;
- You can receive 1% cash back, up to $20,000;
- Plus a gifted two-year-term life insurance between $100,000 and $300,000.
To be qualified,
- Home loans are for first or next home, refinance, restructure, or top up loans;
- Loan amounts are over $250,000;
- A minimum of 20% deposit, or with a minimum of 5% deposit for Kāinga Ora First Home Loans.
This offer is eligible 9 October 2024, and loan drawn-down by 31 December 2024.
Lending criteria and other conditions apply.
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BNZ’s first home buyer $5000 cash back offer
First home buyers applying for a BNZ home loan of $250,000 and more may be eligible for a minimum $5,000 cash back.
BNZ considers applicants a first home buyer if they meet the following criteria:
- It’s their first property owned in NZ (owner occupied or investor); and
- Their income has not been included in debt servicing for any lending over a residential security e.g. as a trustee or shareholder.
- All applicants must meet both these criteria to be considered a first home buyer.
ANZ introduced a limited time rate for 12-month fixed home loan term of 5.59% p.a.
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Nib 3 Months Free Cover Extended
Offer Now Extended! Get 3 months free, after you’ve paid your first month.
We know times are tough, so nib is stepping up to make things a little easier by offering 3 months free health cover, with a little extra financial relief. For a limited time, this offer is on any Easy Health, Ultimate Health or Ultimate Health Max policy –till end of October 2024.
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How to get up to 3 months premium free
- Enjoy 1 month’s premium free When you buy any new eligible AIA policy between 18 September 2024 and 22 November 2024, and have the resulting policy issued by 23 December 2024.
- Enjoy 2nd month’s premium free When you add and activate the AIA Vitality membership within 6 weeks of the policy being issued.
- Enjoy 3rd month’s premium free When you reach Silver Status with AIA Vitality within 10 months of activating the AIA Vitality membership. T&Cs apply.
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Generate KiwiSaver Online Application
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Some tips for your consideration:
- Past performance is not necessarily an indicator of future performance and returns over different periods may differ
- Growth funds will always outperform defensive funds in a long term;
- The longer term you have until retirement, the more growth funds you can hold;
- Seek financial advice where you think it might be helpful.
- Adviser Disclosure Statement can be read here.
- Product Disclosure and Brochure can be downloaded here
Please be noted that the above is a general guide only and not financial advice, nor financial advice service.
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For your fire and general insurance
When it comes to covering your most important assets, Stylecover is the easy choice for many New Zealanders. From home and contents through to car, boat and travel, Stylecover works with New Zealand’s most trusted insurance brands to find a solution that will work for you.
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Save $150 on every Eligible House or Landlord policy with Tower
With Tower, you can enjoy a $150 discount on every eligible house or landlord policy. Plus, if you bring other insurances under one roof, you could save up to 20% with Tower’s multi-policy discount.
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Easy Financial Services Limited -Auckland, New Zealand
www.ezymortgages.co.nz
patwang88@hotmail.com
027 263 7878
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©2024 Easy Financial Services Limited. All rights reserved.
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